# Privacy Policy
Last Updated: April 24, 2026
Sovereign Life LLC ("Sovereign Life," "we," "us," or "our") operates the Confident Retirement website, the S.A.F.E. Method brand, and related educational programs including the Retirement Confidence Masterclass (collectively, the "Services"). This Privacy Policy explains what information we collect, how we use it, and the choices you have.
By using our Services or providing information to us, you agree to the practices described in this Policy.
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## 1. Information We Collect
Information you give us directly. When you register for our masterclass, request information, or contact us, you may provide:
- First and last name
- Email address
- Phone number
- Any other information you choose to share with us
Information collected automatically. When you visit our site, we and our service providers may automatically collect:
- Device and browser information (type, operating system, language)
- IP address and approximate location
- Pages viewed, time spent, links clicked, and referring URLs
- Cookies, pixels, and similar tracking technologies (including from Meta, Google, and our marketing platform)
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## 2. How We Use Your Information
We use the information we collect to:
- Register you for and deliver the masterclass you signed up for
- Send you related educational content, reminders, replays, and follow-up communications
- Respond to your questions and requests
- Improve our website, content, and marketing
- Measure the performance of our ads and educational programs
- Comply with legal obligations and protect our rights
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## 3. SMS and Text Messaging
If you opt in to receive text messages, you agree to receive messages from Sovereign Life LLC (The S.A.F.E. Method) related to our masterclass, educational content, and related offers. Message frequency varies. Message and data rates may apply. You can opt out at any time by replying STOP to any message. For help, reply HELP. Your phone number will not be shared with third parties or sold for marketing purposes.
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## 4. How We Share Your Information
We do not sell your personal information. We share information only in the following situations:
- Service providers. We share information with companies that help us run our business, including email and SMS platforms, webinar hosting, analytics, advertising platforms, and CRM systems. These providers are permitted to use your information only to perform services for us.
- Legal and safety. We may disclose information when required by law, subpoena, or legal process, or when we believe disclosure is necessary to protect our rights, users, or the public.
- Business transfers. If Sovereign Life is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
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## 5. Cookies and Tracking Technologies
We use cookies, pixels, and similar technologies to operate our site, remember your preferences, measure traffic, and deliver relevant advertising. This includes tools from third parties such as Meta (Facebook) and Google.
You can control cookies through your browser settings. Disabling cookies may affect how the site works for you. You can also opt out of certain ad tracking through industry tools like the Digital Advertising Alliance (optout.aboutads.info) and the Network Advertising Initiative (optout.networkadvertising.org).
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## 6. Your Privacy Rights
Depending on where you live, you may have rights regarding your personal information, including the right to:
- Access the information we hold about you
- Correct inaccurate information
- Request deletion of your information
- Opt out of certain uses or sharing of your information
- Withdraw consent to communications at any time
To exercise any of these rights, contact us at the email address listed below. We will respond within the timeframes required by applicable law. We will not discriminate against you for exercising any of these rights.
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## 7. Data Retention
We keep your information for as long as needed to provide the Services, comply with our legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed, we securely delete or anonymize it.
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## 8. Security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage over the internet is completely secure, so we cannot guarantee absolute security.
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## 9. Children's Privacy
Our Services are not directed to children under 18, and we do not knowingly collect information from children. If you believe a child has provided us with information, please contact us and we will delete it.
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## 10. Third-Party Links
Our Services may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies separately.
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## 11. Not Financial or Tax Advice
The Retirement Confidence Masterclass and all related educational content are for informational and educational purposes only. Nothing on our Services constitutes financial, investment, tax, or legal advice, or a recommendation to buy, sell, or hold any security or product. You should consult a qualified professional before making any financial decisions.
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## 12. Changes to This Policy
We may update this Privacy Policy from time to time. When we make material changes, we will update the "Last Updated" date at the top and, where appropriate, notify you by email or through our Services.
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## 13. Contact Us
If you have questions about this Privacy Policy or our privacy practices, contact us at:
Sovereign Life LLC